"Refinance" means that the property itself has been mortgaged at a bank or a lending institution, but the owner transfers the mortgage of the property to another bank or lending institution, mainly because the interest is relatively low.
You only need to provide the loan contract of the original mortgage institution to apply for the property refinance plan provided by OI WAH, which has very low interest rate.
The Property Refinance Plan of OI WAH is not limited to the type of property and the age of the building. There is no need of proof of income. Self-employed, retirees or people without proof of income are welcome to apply.
If your current mortgage loan program has a heavy interest expense, you are welcome to use OI WAH's Property Refinance Plan to tailor your personal best interest rate so as to migrate your interest expense. The saved interests amount can bring you extra cash in till.
- OI WAH's Property Refinance Plan's advantages:
Tailor the personal best rate for you;- Exempt from reviewing credit records;
- Interests remain unchanged within the repayment period;
- Very long repayment period;
- No need to submit company financial statements;
- Followed up by professional loan consultant throughout the procedure;
- Procedures handled by lawyer, which is reliable and confident.
- Promotion:
- Free of lawyer fee;
- Free of handling fee and valuation fee;
- No early repayment penalty.
Application Method
All procedures are handled by the Law Firm. For enquiries, please call or email us.
Applicants are required to submit the Hong Kong identity card, the most recent rate value, the most recent management fee list, first mortgage and second mortgage repayment schedules as well as the most recent repayment record. Individual applications may need to submit additional documentation.
Terms and Conditions:
- The above offers do not apply to existing mortgage customers.
- Oi Wah Property Credit Limited reserves the right to make the final decision on the relevent offers and applications.
Ang Kumpanya ay hindi lamang propesyonal at matapat, naiintindihan din nito ang mga iba’t ibang pangangailangan ng mga kliyente. Kami ay nagbibigay ng mga eksklusibong mga appointment na mga serbisyo para sa mga tanyag na mga kliyente para mapangasiwaan ang mga transaksyon ng mga mahahalagang bagay, para lahat ng pagka-pribado ng mga kliyente ay maging napakakumpidensiyal. Ang independiyenteng silid ng pulong ay nasa gusali ng opisina ng Grupo sa Wan Chai. Para sa mga katanungan at appointment, paki-tawagan ang +852 6699-2228 o kontakin kami sa website na ito.
