Oi Wah Pawn 靄華押業

First Mortgage

Second Mortgage

Mortgage Refinancing

“Asset-Backed Corporate Loans” are financing facilities in which a company holds assets in its own name and leverages its existing assets as collateral.
“Oi Wah” provide more flexible solutions asset-backed corporate loan. We are not going to review financial statements. Only basic corporate information are required when making the application.
Our program welcomes applications from all types of companies, organizations, and overseas entities.

Quality brands
Confidence guaranteed by a listed company

Flexible approval
Approved in as fast as 24 hrs

No upper limit on large loan amounts
flexibly matching your needs

Even more flexible repayment
Interest-only repayment plan

No application fee
Adaptable to your needs

Working Capital for Your Business

Assets held in the company's name may not be able to provide the financing amount you need at banks or lending institutions.
You are welcome to use “Oi Wah” to tailor the most favorable interest rate secured loan for you and helping you obtain the greatest support in capital turnover, equipment investment, or business expansion.

Seize Investment Opportunities

Company may urgently needs funds to catch up any potential business opportunities. Financing through a secured loan with “Oi Wah” can complete funding faster compared to banks, which can not only alleviate the pressure of a capital shortage but also seize investment opportunities.

Application Procedure

Call or visit
our office to submit
your application

STEP 01

We will promptly process
your related
application

STEP 02

We will inform you about
interest, repayment and
loan amount details

STEP 03

Apply Now

Property Valuation

Oi Wah Property Credit Limited

Loan Product Information Summary:

The repayment period can be flexibly arranged, ranging from a minimum of 1 month to a maximum of 240 months.
According to the Money Lenders Ordinance, the maximum effective rate of interest on any loan at 48% per annum.
A brief summary of the relevant loan charges is provided below for reference. Final approval will be subject to the individual applicant’s actual circumstances:

Loan amount: HK$100,000 (Pay interest only during the term and repay Principal in full on maturity date of the loan.)
Loan amount: HK$100,000 (Pay interest only during the term and repay Principal in full on maturity date of the loan.)
Interest Rate (p.a.): 12%
Total repayment amount (principal plus interest): HK$112,000